Affordable income protection insurance
Your line of work is your lifeline.
Immediate cover
On issue of policy · No medicals
Affordable premiums
Up to 6 months of cover
Accidental death benefit
Extra buffer for loved ones
The bills still have to be settled at the end of the month
Who’s there to pay you if you are temporarily unable to work due to injury or illness?
Prime Asset Cover is a tailored Income Protection Insurance Policy that protects you “the Prime Asset” in your business, in the event of illness or accident, whether you’re the owner, a commission earner, a freelancer, or a key staff member.
Unlike other products with longer waiting periods, Prime Asset covers you immediately. You don’t have to worry about the end of the month when bills have to be paid.
Prime Asset Cover is affordable, so you don’t have to carry the risk of illness or injury.
01
Up to six months of earnings
In the event of an accident, cover is immediate. For illness, cover pays after only 4 days, for up to 6 months per occurrence.
02
Fast application. No medicals.
No underwriting means no hoops to jump through. Just complete a simple health declaration and you're done.
03
Backed by ONE Insurance Limited
A unique offering from a trusted provider covering individuals and families for over three decades.
04
Exclusive to PlainSimple
Accidental death benefit
Your policy includes an additional accident death benefit equal to six months of cover, providing your loved ones with a financial buffer.
05
Exclusive to PlainSimple
Gear rental income included
We've negotiated to include your daily gear rental as part of your gross income, documented at the point of any claim.
06
Simple, fair claims process
Submit a medical certificate and proof of income for the previous 12 months. You receive a payout that reflects your actual earnings.
How to Get Prime Asset Income Protection Insurance
Income protection is one of the most valuable policies within your insurance portfolio – one that allows you to focus on recovery, instead of fretting over finances.
1
Become a Member
Make sure you're a member of The PlainSimple Association to access our exclusive insurance offerings.
2
Apply for Cover
Apply for income protection insurance directly with us. We check and forward your application to ONE to process. Your cover is effective from the first day of the new month.
3
You're Covered
ONE Insurance will engage with you directly about cover, debit orders, and claims. We never leave your side when you need the support of a broker.
Ready to apply?
The PlainSimple Association is accepting applications for ONE Prime Asset income protection – cover is available now.
Frequently-asked questions
Other Membership Benefits
Health Insurance
Health insurance that makes day-to-day, ER, and hospital cover more affordable.
- 3 Packages to choose from
- All packages include Accident, Emergency, Emergency Booster and Funeral Cover
- Carefully priced packages that allow you to choose what works for your needs and budget
Financial Services
Advisory service designed to help create and sustain your financial wellbeing.
- Financial planning
- Estate administration
- Personal tax
- Short-term insurance