This product is for people earning under R500 000.00 annually
We put private healthcare solutions within your reach.
The PlainSimple Association has partnered with Momentum to introduce a major breakthrough in affordable health insurance offerings. The following benefits are included on all Health4Me plans we offer:
Can be added to Accident and emergency cover from February 2026.
Covered at a private hospital for emergency events that require immediate medical treatment, meet the qualifying criteria and relate to the following: Acute appendicitis, Acute asthma/respiratory disorders, Acute pancreatitis, Acute pneumonia, Cholecystitis, Gastroenteritis with dehydration, Diabetic ketoacidosis, Ectopic pregnancy, Kidney stones, Pulmonary embolism, Acute investigation and stabilisation of fits/seizures.
Funeral and repatriation benefits are included on all Health4Me plans: cover for natural and unnatural death, road or air repatriation within South Africa and neighbouring countries, transfer of ashes in the event of cremation, and a 24-hour bereavement counselling line for next-of-kin.
We offer a selection of affordable health insurance plans from Momentum's Health4Me, each designed for different needs.
Essential day-to-day care
The foundation of quality, affordable health insurance with unlimited GP access and valuable rewards.
Dental and vision included
Convenient day-to-day healthcare with the added value of basic dentistry and optometry.
Comprehensive healthcare
Chronic management, HIV benefits, specialist visits, and enhanced maternity care.
Monthly premiums (member only) & Family Add-ons
| Package | Member | + Spouse | + Child (each) |
|---|---|---|---|
| Bronze | R397 | +R397 | +R340 |
| Silver | R461 | +R461 | +R404 |
| Gold | R540 | +R540 | +R292 |
Health insurance through Momentum Health4Me is available from January 2026. Applications are being accepted now. The Emergency Booster benefit is available from February 2026.
Yes, you can upgrade or downgrade your package once a year in January. Changes are subject to underwriting requirements and may include waiting periods.
Pre-existing conditions are subject to waiting periods and underwriting approval. Gold packages offer the most comprehensive coverage for chronic conditions.
Medical aid is a regulated scheme that must cover Prescribed Minimum Benefits (PMBs), meaning certain essential treatments are included by law. Health insurance offers an affordable alternative that usually covers specific events within set limits, such as hospitalisation or GP visits, but excludes PMBs.
The PlainSimple Association will handle your application and registration with Momentum Health4Me. Momentum will issue you a digital membership card directly. Should you require a physical card, you can contact us.
The PlainSimple Association collects all premiums for Health4Me members and makes payment to Momentum. Missed payments will result in an immediate hold on your benefits. Two missed payments in one year will result in the termination of your Health4Me membership.
All claims and queries will be handled by Momentum Health4Me.
Momentum will notify you as soon as your cover is active, as well as provide clear instructions on the claims process.
The PlainSimple Association collects all premiums for Health4Me members and makes payment to Momentum. Missed payments will result in an immediate hold on your benefits. Two missed payments in one year will result in the termination of your Health4Me membership.
All claims and queries will be handled by Momentum Health4Me.
Tailored income protection that covers you in the event of illness or accident.
Advisory service designed to help create and sustain your financial wellbeing.
IMPORTANT INFORMATION
Health4me is not a medical aid scheme. The cover is not the same as that of a medical aid scheme and is not intended to be a substitute for medical scheme membership
Underwritten by: Momentum Metropolitan Life Limited (Registration: 1904/002186/06, FSP: 6406)
Administered by: Momentum Health (Registration: 1969/016884/07)
Payments processed by: Protax Group (FSP 288 & FSP 236)